Privacy Policy

Overview

Zoar Finance (“we,” “us,” or “our”) operates zoarfinance.com. This policy explains what information we collect when you visit our site or submit a form, how we use it, and how we protect it.

Information we collect

We collect information you provide directly — through our intake form or contact form — including your name, email address, phone number, and details about your business.

We also collect anonymous usage data through Google Analytics (GA4), including pages visited, time on site, and general location (city/region). This data does not identify you personally.

How we use your information

• To respond to your inquiry or evaluate a potential engagement
• To communicate with you about our services
• To understand how visitors use our website so we can improve it

We do not sell, rent, or share your personal information with third parties for marketing purposes.

Third-party services

We use the following third-party services to operate this site and our services:

• Google Analytics (GA4)— website usage analytics. Google's privacy policy applies to data collected through GA4.
• Resend — transactional email delivery for form submissions.
• Vercel — website hosting and infrastructure.
• Plaid— bank connections. If you connect a bank or card account to Zoar Finance, we use Plaid Inc. (“Plaid”) to gather your data from that financial institution. By connecting, you grant Zoar Finance and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid End User Privacy Policy. We use this information only to keep your books, and we will disconnect your accounts at your request at any time.

Data retention

Information submitted through our intake and contact forms is retained for the purpose of evaluating and managing client engagements. You may request deletion of your data at any time by emailing info@zoarfinance.com.

Bank data received through Plaid is deleted 90 days after a bank connection is ended.

Cookies

Our site uses cookies through Google Analytics to track anonymous usage patterns. You can disable cookies in your browser settings at any time without affecting your ability to use the site.

Your rights

Depending on your location, you may have rights under applicable privacy laws (such as CCPA or GDPR) to access, correct, or delete personal information we hold about you. To exercise any of these rights, contact us at info@zoarfinance.com.

Security

We take reasonable technical and organizational measures to protect your information. No method of transmission over the internet is 100% secure, but we are committed to protecting your data to the best of our ability.

Changes to this policy

We may update this policy from time to time. The “Last updated” date at the top reflects the most recent revision. Continued use of the site after any changes constitutes acceptance of the updated policy.

Contact

Questions about this policy? Reach us at info@zoarfinance.com or 412-201-0304.